/* ============================================================
   WMHMDA COMPLIANCE GENERATOR — style.css
   Mobile-first · breakpoints 480 / 768 / 1024
   ============================================================ */

:root{
  --navy:#0e2440;
  --navy-2:#14355c;
  --teal:#0e7c6b;
  --teal-dark:#0a5f52;
  --amber:#b45309;
  --amber-bg:#7c2d12;
  --ink:#22303f;
  --muted:#5b6b7c;
  --bg:#f6f8fa;
  --card:#ffffff;
  --line:#dde4ec;
  --ok:#15803d;
  --bad:#b91c1c;
  --radius:12px;
  --font:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --shadow:0 6px 24px rgba(14,36,64,.08);
}

*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:clamp(16px,.9vw + 13.5px,18px);-webkit-text-size-adjust:100%;overflow-x:hidden;}
img{max-width:100%;height:auto;}
a{color:var(--teal);text-decoration:none;}
a:hover{text-decoration:underline;}
ul,ol{padding-left:1.3em;}
.container{max-width:1100px;margin:0 auto;padding:0 20px;}
section{padding:56px 0;}
h1,h2,h3,h4{color:var(--navy);line-height:1.25;}
.muted{color:var(--muted);}
.small{font-size:.86em;}

/* ---------- Urgency bar ---------- */
.urgency{background:linear-gradient(90deg,#7c2d12,#b45309);color:#fff;text-align:center;font-size:clamp(12.5px,.6vw+11px,14px);padding:8px 14px;font-weight:600;}
.urgency a{color:#ffe1b3;text-decoration:underline;}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.97);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);border-bottom:1px solid var(--line);}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 0;flex-wrap:wrap;}
.logo{font-weight:800;color:var(--navy);font-size:clamp(15px,1.6vw,19px);line-height:1.25;text-decoration:none!important;}
.logo span{color:var(--teal);}
.logo small{display:block;font-weight:500;font-size:11px;color:var(--muted);letter-spacing:.4px;}
.nav{display:none;}
.header-cta{display:none;}
@media(min-width:768px){
  .nav{display:flex;gap:16px;align-items:center;flex-wrap:wrap;}
  .nav a{color:var(--ink);font-size:14.5px;font-weight:600;}
  .nav a:hover{color:var(--teal);text-decoration:none;}
  .header-cta{display:inline-block;padding:10px 18px;font-size:14.5px;white-space:nowrap;}
}
.mobile-nav{display:flex;gap:8px;overflow-x:auto;padding:0 20px 10px;-webkit-overflow-scrolling:touch;scrollbar-width:none;}
.mobile-nav::-webkit-scrollbar{display:none;}
.mobile-nav a{white-space:nowrap;background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 13px;font-size:13px;font-weight:600;color:var(--navy);}
@media(min-width:768px){.mobile-nav{display:none;}}

/* ---------- Buttons ---------- */
.btn{display:inline-block;background:var(--teal);color:#fff!important;font-weight:700;padding:14px 26px;border-radius:var(--radius);border:0;cursor:pointer;font:inherit;font-size:16.5px;text-align:center;transition:background .15s,transform .05s;text-decoration:none!important;line-height:1.3;min-height:48px;}
.btn:hover{background:var(--teal-dark);transform:translateY(-1px);text-decoration:none;}
.btn:active{transform:translateY(0);}
.btn-lg{padding:16px 34px;font-size:clamp(16px,.9vw+14px,18.5px);}
.btn-secondary{background:#fff;color:var(--navy)!important;border:2px solid var(--line);}
.btn-secondary:hover{background:#eef2f6;border-color:#c7d2de;}
.btn-ghost{background:transparent;color:var(--navy)!important;border:2px solid var(--navy);}
.btn-ghost:hover{background:#eef2f6;}
.btn-block{display:block;width:100%;}
.btn[disabled]{background:#9fb6ad;cursor:not-allowed;transform:none;}
.btn-icon{display:inline-flex;align-items:center;gap:8px;justify-content:center;}

/* ---------- Hero ---------- */
.hero{background:linear-gradient(160deg,#0e2440 0%,#14355c 60%,#1b4a6e 100%);color:#fff;text-align:center;padding:64px 0 72px;}
.hero .eyebrow{display:inline-block;color:#8fd8c8;font-size:12.5px;font-weight:700;letter-spacing:1.4px;border:1px solid rgba(143,216,200,.4);border-radius:999px;padding:6px 14px;margin-bottom:20px;}
.hero h1{color:#fff;font-size:clamp(26px,3.4vw,42px);font-weight:800;max-width:860px;margin:0 auto 18px;}
.hero .sub{max-width:760px;margin:0 auto 30px;color:#dbe6f1;font-size:clamp(15.5px,1vw+13px,18.5px);}
.hero .ctas{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}
.hero .btn-secondary{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.35);color:#fff!important;}
.hero .btn-secondary:hover{background:rgba(255,255,255,.16);}

/* ---------- Trust strip ---------- */
.trust{background:#fff;border-bottom:1px solid var(--line);padding:26px 0;}
.trust-grid{display:grid;gap:18px;grid-template-columns:1fr;}
@media(min-width:768px){.trust-grid{grid-template-columns:repeat(3,1fr);}}
.trust-item{display:flex;gap:12px;align-items:flex-start;}
.trust-item .ico{font-size:26px;line-height:1.1;}
.trust-item strong{display:block;color:var(--navy);font-size:15.5px;}
.trust-item p{font-size:14px;color:var(--muted);}

/* ---------- Section headings ---------- */
.sec-head{text-align:center;max-width:760px;margin:0 auto 34px;}
.sec-head h2{font-size:clamp(22px,2.4vw,32px);font-weight:800;}
.sec-head p{color:var(--muted);margin-top:10px;}

/* ---------- Pricing card ---------- */
.pricing-card{max-width:640px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);overflow:hidden;}
.pricing-head{background:var(--navy);color:#fff;padding:22px 28px;text-align:center;}
.pricing-head h3{color:#fff;font-size:21px;}
.price-row{text-align:center;padding:26px 28px 8px;}
.price-anchor{font-size:24px;color:var(--muted);text-decoration:line-through;margin-right:10px;}
.price-now{font-size:52px;font-weight:800;color:var(--teal);}
.price-now small{font-size:20px;color:var(--navy);}
.pricing-list{padding:8px 32px 10px;}
.pricing-list li{margin:9px 0;font-size:15.5px;}
.check{color:var(--teal);font-weight:800;margin-right:8px;}
.all5-note{text-align:center;color:var(--teal-dark);font-weight:600;font-size:13.5px;background:#eefbf6;border:1px solid #b5e6d4;border-radius:8px;margin:10px 28px 0;padding:9px 12px;}
.pricing-card .caption{text-align:center;color:var(--muted);font-size:14px;padding:6px 28px;}
.pricing-card .coupon{text-align:center;color:var(--amber);font-weight:600;font-size:14px;padding:4px 28px 14px;}
.pricing-cta{padding:10px 28px 8px;text-align:center;}
.pricing-micro{text-align:center;color:var(--muted);font-size:13px;padding:0 28px 24px;}

/* ---------- Comparison table ---------- */
.compare-table-wrap{overflow-x:auto;max-width:900px;margin:0 auto;border-radius:14px;box-shadow:var(--shadow);}
.compare-table{width:100%;border-collapse:collapse;background:#fff;min-width:640px;}
.compare-table th,.compare-table td{padding:14px 16px;text-align:center;font-size:14.5px;border-bottom:1px solid var(--line);}
.compare-table th{background:var(--navy);color:#fff;font-size:14px;font-weight:700;}
.compare-table td:first-child,.compare-table th:first-child{text-align:left;font-weight:600;color:var(--navy);}
.compare-table td.hl,.compare-table th.hl{background:#eefbf6;color:var(--teal-dark);font-weight:700;}
.compare-table tbody tr:last-child td{border-bottom:0;}
.compare-note{text-align:center;color:var(--muted);font-size:13.5px;max-width:640px;margin:18px auto 0;}

/* ---------- Steps (how it works) ---------- */
.steps-grid{display:grid;gap:20px;grid-template-columns:1fr;}
@media(min-width:768px){.steps-grid{grid-template-columns:repeat(3,1fr);}}
.step-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;}
.step-num{width:44px;height:44px;border-radius:50%;background:var(--teal);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:19px;margin-bottom:14px;}
.step-card h3{font-size:17.5px;margin-bottom:8px;}
.step-card p{font-size:14.5px;color:var(--muted);}

/* ---------- Tool / quiz ---------- */
.tool-wrap{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);max-width:820px;margin:0 auto;padding:clamp(20px,3vw,36px);}
.progress-label{display:flex;justify-content:space-between;font-size:13.5px;color:var(--muted);font-weight:700;margin-bottom:8px;}
.progress-bar{height:10px;background:#e4eaf1;border-radius:999px;overflow:hidden;margin-bottom:22px;}
.progress-fill{height:100%;width:0;background:linear-gradient(90deg,var(--teal),#2ba98f);border-radius:999px;transition:width .3s;}
.quiz-step{display:none;}
.quiz-step.active{display:block;animation:fadeStep .25s ease;}
@keyframes fadeStep{from{opacity:0;transform:translateY(6px);}to{opacity:1;transform:translateY(0);}}
.quiz-step h3{font-size:21px;margin-bottom:6px;}
.step-intro{color:var(--muted);font-size:15px;margin-bottom:20px;}
.field{margin-bottom:18px;}
.field label{display:block;font-weight:600;font-size:14.5px;margin-bottom:6px;color:var(--navy);}
.field .req{color:var(--bad);}
.field input[type=text],.field input[type=email],.field input[type=url],.field select,.field textarea{width:100%;padding:13px 15px;font-size:16px;border:1.5px solid var(--line);border-radius:10px;background:#fbfcfe;color:var(--ink);font-family:inherit;transition:border-color .15s,box-shadow .15s,background .15s;}
.field input:hover,.field select:hover{border-color:#c1cdda;}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--teal);background:#fff;box-shadow:0 0 0 4px rgba(14,124,107,.12);}
.field select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9'%3E%3Cpath d='M1 1l6 6 6-6' stroke='%235b6b7c' stroke-width='2' fill='none' fill-rule='evenodd'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 15px center;padding-right:38px;}
.field .hint{font-size:12.5px;color:var(--muted);margin-top:5px;}
.check-group{margin-bottom:10px;}
.check-row{display:flex;align-items:flex-start;gap:13px;padding:14px 15px;border:1.5px solid var(--line);border-radius:11px;margin-bottom:10px;min-height:46px;cursor:pointer;background:#fbfcfe;transition:border-color .15s,background .15s,box-shadow .15s;}
.check-row:hover{border-color:var(--teal);background:#fff;}
.check-row:has(input:checked){border-color:var(--teal);background:#f2faf8;box-shadow:0 0 0 3px rgba(14,124,107,.08);}
.check-row input{width:22px;height:22px;margin-top:2px;flex:0 0 auto;accent-color:var(--teal);cursor:pointer;}
.check-row label{font-size:15.5px;line-height:1.4;cursor:pointer;flex:1;color:var(--ink);}
.check-row .other-input{display:none;width:100%;margin-top:10px;padding:11px 13px;font-size:15px;border:1.5px solid var(--line);border-radius:8px;font-family:inherit;}
.check-row.has-other .other-input{display:block;}
.radio-row{display:flex;gap:13px;align-items:center;padding:14px 15px;border:1.5px solid var(--line);border-radius:11px;margin-bottom:10px;cursor:pointer;background:#fbfcfe;transition:border-color .15s,background .15s,box-shadow .15s;}
.radio-row:hover{border-color:var(--teal);background:#fff;}
.radio-row:has(input:checked){border-color:var(--teal);background:#f2faf8;box-shadow:0 0 0 3px rgba(14,124,107,.08);}
.radio-row input{width:20px;height:20px;accent-color:var(--teal);cursor:pointer;}
.radio-row label{font-size:15.5px;cursor:pointer;color:var(--ink);}
.field-error{display:none;color:var(--bad);font-size:13.5px;font-weight:600;margin-top:8px;background:#fdf1f1;border:1px solid #f3c9c9;border-radius:8px;padding:10px 12px;}
.field-error.show{display:block;}
.quest-nav{display:flex;gap:12px;justify-content:space-between;margin-top:22px;padding-top:16px;border-top:1px solid var(--line);}
.quest-nav .btn{min-width:130px;}
.quest-nav .btn-back{background:#fff;color:var(--navy)!important;border:2px solid var(--line);}
.quest-nav .btn-back:hover{background:#eef2f6;}
@media(max-width:767px){
  .quest-nav{position:sticky;bottom:0;background:#fff;padding:12px 0 6px;border-top:1px solid var(--line);}
}
.no-js-warn{color:var(--bad);font-size:14px;font-weight:600;margin-bottom:12px;}

/* ---------- Previews ---------- */
.preview-cta{text-align:center;padding:18px 0 6px;}
.all-five-badge{text-align:center;background:#eefbf6;color:var(--teal-dark);border:1px solid #b5e6d4;font-weight:700;font-size:13.5px;border-radius:999px;padding:8px 16px;margin-bottom:14px;display:block;}
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin:20px 0 14px;}
.tab-btn{padding:10px 16px;border:1.5px solid var(--line);background:#fff;border-radius:999px;font-weight:700;font-size:13.5px;color:var(--navy);cursor:pointer;min-height:44px;}
.tab-btn.active{background:var(--navy);border-color:var(--navy);color:#fff;}
.doc-pane{display:none;}
.doc-pane.active{display:block;}
.doc-notice{background:#eefbf6;border:1px solid #b5e6d4;color:#0a5f52;font-size:15px;font-weight:600;padding:14px 16px;border-radius:10px;margin-bottom:16px;text-align:center;}

/* Letterhead-style document sheet */
.doc-sheet{background:#fdfdfb;border:1px solid var(--line);border-radius:12px;box-shadow:0 2px 10px rgba(14,36,64,.06);overflow:hidden;}
.doc-sheet-head{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:18px 26px;position:relative;}
.doc-sheet-head h4{color:#fff;font-size:18px;margin:2px 0 3px;}
.doc-sheet-head p{color:#b9cbe0;font-size:12.5px;margin:0;}
.doc-sheet-num{position:absolute;top:14px;right:18px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.3);border-radius:999px;padding:3px 11px;font-size:11.5px;font-weight:700;color:#fff;}
.doc-preview{position:relative;background:#fdfdfb;padding:30px clamp(18px,4vw,40px);white-space:pre-wrap;font-family:Georgia,"Times New Roman",serif;font-size:14.5px;color:#1f2a36;line-height:1.75;max-height:560px;overflow-y:auto;
  background-repeat:repeat;background-attachment:local;
  user-select:none;-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;
}
.doc-preview::selection{background:transparent;}
.copy-toast{position:fixed;left:50%;bottom:26px;transform:translateX(-50%) translateY(120%);background:var(--navy);color:#fff;font-size:13.5px;font-weight:600;padding:12px 18px;border-radius:10px;box-shadow:0 10px 30px rgba(0,0,0,.25);z-index:200;max-width:90vw;text-align:center;transition:transform .25s ease;}
.copy-toast.show{transform:translateX(-50%) translateY(0);}
.preview-lock-note{text-align:center;color:var(--muted);font-size:12.5px;margin-top:10px;}

.export-row{display:flex;gap:12px;flex-wrap:wrap;justify-content:center;margin:20px 0 6px;}
.unlock-note{text-align:center;color:var(--muted);font-size:13.5px;}
.success-banner{display:none;background:#eefbf6;border:1px solid #b5e6d4;color:#0a5f52;font-size:16px;font-weight:700;padding:16px 18px;border-radius:10px;margin-bottom:16px;text-align:center;}
.success-banner.show{display:block;}

/* ---------- FAQ ---------- */
.faq-wrap{max-width:780px;margin:0 auto;}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:10px;overflow:hidden;}
.faq-item summary{padding:16px 18px;font-weight:700;color:var(--navy);font-size:15.5px;cursor:pointer;list-style:none;position:relative;padding-right:44px;}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{content:"+";position:absolute;right:18px;top:13px;font-size:22px;color:var(--teal);font-weight:800;}
.faq-item[open] summary::after{content:"\2212";}
.faq-item p{padding:0 18px 16px;font-size:14.5px;color:var(--muted);}

/* ---------- Article ---------- */
.article{max-width:820px;margin:0 auto;}
.article h1{font-size:clamp(24px,3vw,36px);margin:6px 0 12px;}
.article .meta{color:var(--muted);font-size:13.5px;margin-bottom:22px;}
.article h2{font-size:clamp(19px,2vw,24px);margin:30px 0 10px;}
.article h3{font-size:17.5px;margin:22px 0 8px;}
.article p,.article li{font-size:15.5px;color:#2c3a4a;margin-bottom:10px;}
.article ul,.article ol{margin-bottom:14px;}
.article .callout{background:#fff;border:1px solid var(--line);border-left:5px solid var(--teal);border-radius:10px;padding:20px 22px;margin:26px 0;}
.article .callout h3{margin-top:0;}
.article .callout .btn{margin-top:10px;}
.article .note{border-left:5px solid var(--amber);}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(160deg,#0e2440,#14355c);color:#fff;text-align:center;padding:54px 20px;}
.cta-band h2{color:#fff;font-size:clamp(21px,2.4vw,30px);margin-bottom:12px;}
.cta-band p{color:#dbe6f1;max-width:640px;margin:0 auto 22px;font-size:15.5px;}
.cta-band .btn{font-size:18px;}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy);color:#c7d4e2;padding:44px 0 96px;font-size:14px;}
@media(min-width:768px){.site-footer{padding:44px 0 40px;}}
.footer-grid{display:grid;gap:24px;grid-template-columns:1fr;}
@media(min-width:768px){.footer-grid{grid-template-columns:2fr 1fr 1fr;}}
.site-footer h4{color:#fff;font-size:15px;margin-bottom:10px;}
.site-footer a{color:#9fd6c9;}
.site-footer a:hover{color:#fff;}
.footer-disclaimer{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:10px;padding:14px 16px;font-size:13px;line-height:1.55;margin-bottom:18px;color:#e3ebf3;}
.footer-links li{list-style:none;margin:6px 0;}
.footer-bottom{margin-top:22px;padding-top:16px;border-top:1px solid rgba(255,255,255,.14);font-size:12.5px;color:#93a6ba;}

/* ---------- Mobile sticky CTA bar ---------- */
.cta-bar-mobile{position:fixed;bottom:0;left:0;right:0;z-index:70;background:#fff;border-top:1px solid var(--line);padding:10px 14px calc(10px + env(safe-area-inset-bottom));box-shadow:0 -6px 20px rgba(14,36,64,.12);transform:translateY(110%);transition:transform .25s;display:block;}
.cta-bar-mobile.show{transform:translateY(0);}
.cta-bar-mobile .btn{display:block;width:100%;}
@media(min-width:768px){.cta-bar-mobile{display:none;}}

/* ---------- Checkout overlay ---------- */
.overlay{position:fixed;inset:0;background:rgba(10,22,38,.6);z-index:100;display:none;align-items:center;justify-content:center;padding:20px;}
.overlay.show{display:flex;}
.overlay-card{background:#fff;border-radius:16px;max-width:480px;width:100%;padding:28px;box-shadow:0 20px 60px rgba(0,0,0,.3);}
.overlay-card h3{font-size:20px;margin-bottom:12px;}
.overlay-card .ov-price{font-size:15px;color:var(--muted);margin-bottom:14px;}
.overlay-disclaimer{background:#fdf3ec;border:1px solid #f2d3bd;border-radius:10px;padding:13px 15px;font-size:13.5px;color:#7c2d12;margin-bottom:18px;}
.overlay-card .co-row{display:flex;gap:10px;flex-wrap:wrap;}
.overlay-card .btn{flex:1;min-width:150px;}
.overlay-card .btn-cancel{background:#fff;color:var(--navy)!important;border:2px solid var(--line);}

/* ---------- Checklist page ---------- */
.checklist-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px;max-width:720px;margin:0 auto;}
.checklist-card ol{padding-left:1.4em;}
.checklist-card li{font-size:15.5px;margin-bottom:12px;}
.dl-btn{text-align:center;margin-top:22px;}
.badge{display:inline-block;background:#eefbf6;color:var(--teal-dark);border:1px solid #b5e6d4;font-size:12.5px;font-weight:700;border-radius:999px;padding:4px 12px;margin-bottom:14px;}

/* ---------- 480px tweaks ---------- */
@media(max-width:480px){
  section{padding:44px 0;}
  .hero{padding:50px 0 58px;}
  .price-now{font-size:44px;}
  .tabs .tab-btn{flex:1 1 44%;font-size:12.5px;padding:9px 10px;text-align:center;}
}
@media(min-width:1024px){
  .container{max-width:1120px;}
}

/* ---------- Embed mode (tool embedded in article iframes) ---------- */
.embed-mode .urgency,.embed-mode .site-header,.embed-mode .hero,.embed-mode .trust,.embed-mode #pricing,.embed-mode #how,.embed-mode .cta-band,.embed-mode .site-footer,.embed-mode .cta-bar-mobile{display:none !important;}
.embed-mode section{padding:0;}
.embed-mode .tool-wrap{border:0;box-shadow:none;max-width:none;background:#fff;}
.embed-frame{width:100%;height:1300px;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);background:#fff;}